Settlement & Reconciliation Overview

This section explains the reporting documents Riverty provides to help you reconcile payouts, track financial activity, and support accounting and VAT reporting.

Riverty’s reporting package is structured around two categories of documents:

• Settlement documents, generated with every payout
• Accounting documents, generated on a monthly basis

Each document serves a distinct purpose and should be used together for complete financial reconciliation.

---

Settlement Documents

Settlement documents are generated with every payout and reflect the financial activity included in that settlement period. They help you reconcile the amount paid by Riverty to your bank account.

Payment Advice (PA)

A human-readable summary of a settlement, designed to help you understand:

• The settlement period and currency
• Sales, refunds, fees, and other adjustments
• The resulting payout amount
• Allocation of amounts per shop or client (if applicable)

The Payment Advice provides a clear overview of how the payout amount was calculated.

Electronic Payment Advice (EPA)

A machine-readable CSV file intended for technical reconciliation and system integration.

The EPA contains:

• Aggregated settlement totals in the header
• Transaction-level data for the settlement period
• A payout reference matching the bank transfer

Note: The payout amount shown in the EPA header corresponds to the bank transfer amount for that payout cycle. If there was a negative balance carried over from a previous payout cycle, the current payout amount may reflect that carryover.

---

Accounting Documents

Accounting documents are generated monthly and support bookkeeping, VAT reporting, and financial audits.

Service Invoice

A monthly invoice summarizing all fees charged by Riverty during the billing period, including applicable VAT.

This document is intended for accounting and tax purposes and is independent of individual payouts.

---

How the Documents Work Together

Document	Frequency	Purpose
Payment Advice (PA)	Per payout	Human-readable settlement summary
Electronic Payment Advice (EPA)	Per payout	Technical reconciliation
Service Invoice	Monthly	Accounting and VAT reporting

Settlement documents explain how and why a payout amount was calculated, while accounting documents explain what was billed by Riverty during the month.

---

Important Notes

• Settlement documents and accounting documents serve different purposes and should not be used interchangeably.
• Monthly accounting documents may include fees or VAT that do not directly align with individual payout dates.